That is a very odd situation. I know you're not the only one, but I guess I have been lucky. I haven't had any issues since launch. Weird...
Edit: ninja'd by @lowfatIf anyone's still on the fence about the whole cowboy simulator thing now is a good time to try it out, most digital stores have it for $7CAD, I grabbed it on the weekend and was pleasantly surprised how much there is for the price,
(grinding for gold aside). The price is scheduled to go up in February, sounds like by 4x.
Also note that if you have amazon prime you get a few perks every month and right now is a free bounty hunter license that normally would take many tens of hours of gametime to earn enough gold to buy the license.