Installation of Windows 10 takes about 5 minutes on average when done from a USB. Sounds like something is wrong in your particular case.
The MS account is used for various things - it can store your digital entitlement (license) if you did the upgrade from a previous version of Windows making upgrading hardware an easier process - it will integrate into various functions of the OS (Cortana, email app, map app, etc), and the like. Most of the functionality would be more useful on a mobile device using Windows, or if you are using a desktop with a mobile device (phone) in parallel.
It provides me no benefit so I stay with local accounts. If the MS account really does cause problems with booting into safe mode I'd be creating a seperate account with local admin privileges for situations where you may have no choice but to boot into it.
The MS account is used for various things - it can store your digital entitlement (license) if you did the upgrade from a previous version of Windows making upgrading hardware an easier process - it will integrate into various functions of the OS (Cortana, email app, map app, etc), and the like. Most of the functionality would be more useful on a mobile device using Windows, or if you are using a desktop with a mobile device (phone) in parallel.
It provides me no benefit so I stay with local accounts. If the MS account really does cause problems with booting into safe mode I'd be creating a seperate account with local admin privileges for situations where you may have no choice but to boot into it.
